Bests & Worsts Reviews from Amazon

2 years ago I attended a Dave Ramsey Financial Peace University (FPU) that our church was hosting, and I must say I was impressed with Dave's presentation and knowledge. This "Financial Peace University Membership Kit" contains the same information as the FPU contains. The main differences are that when you take FPU through a church course, you get to watch Dave's presentations on video, and you also get to interact with a group of people all working through similar financial problems. Dave Ramsey has become famous, has his own syndicated radio program, and has sold thousands of books for three reasons. First, he has a lot of practical, biblical wisdom to offer on family finances. He also writes with great clarity and force. Finally, Dave has a great sense of humor: he manages to bring in anecdotes and humorous perspectives without these getting in the way of his fundamental and valuable message. For a lot of people out there, the information in this Membership Kit is worth its price many times over. Most people come away from the course having gotten rid of several thousands of dollars of debt. I highly recommend Dave Ramsey's materials, which you can get in basically 3 ways. If you're highly self-motivated, you might be able to get by with his book, "Financial Peace Revisited," which is easily worth its price alone. If you like going through things at your own pace, but need more information and in a variety forms, then this Membership Kit is a good choice. But perhaps best of all would be to take Financial Peace University at a local church so you can get the full program (which usually costs only as much as the Membership Kit itself but allows for group interaction as mentioned above). If you choose to buy the Financial Peace University Membership Kit, here's what you'll get: Financial Peace University Workbook - 13 lessons that are the heart of the course. All 13 Lessons on CD - You can listen to the lessons anytime, or use them as a refresher once you've completed the program. Dave's best-selling book, Financial Peace Revisited - contains additional information and is great for those who learn best by reading (like I do). The Financial Peace University Envelope System The Easy cash management envelope system Budgeting Forms Complete set of monthly budgeting forms and examples Two Debit Card Holders Tip Cards to help you calculate tips when you go out to eat The 13 weeks of the course itself are divided up as follows: Week 1: Super Saving-Common Sense for Your Dollars and Cents (Proverbs 6:6-9) Week 2: Relating With Money-Nerds and Free Spirits Unite! (Matthew 6:21) Week 3: Cash Flow Planning-The Nuts and Bolts of Budgeting (Luke 14:28-30) Week 4: Dumping Debt-Breaking the Chains of Debt (Proverbs 22:7) Week 5: Credit Sharks in Suits-Understanding Credit Bureaus & Collection Practices (Proverbs 3:27) Week 6: Buyer Beware-The Power of Marketing on Your Buying Decisions (Proverbs 10:22) Week 7: Clause & Effect-The Role of Insurance in Your Financial Plan (Proverbs 27:12) Week 8: That's Not Good Enough!-How to Buy Only Big, Big Bargains (Proverbs 11:1) Week 9: Of Mice & Mutual Funds-Understanding Investments (Proverbs 21:5) Week 10: From Fruition to Tuition-Planning for Retirement & College (Proverbs 13:22) Week 11: Working Your Strengths-Career and Extra Jobs (1 Peter 4:10) Week 12: Real Estate & Mortgages-Keeping the American Dream from Becoming a Nightmare (Proverbs 24:27) Week 13: The Great Misunderstanding-Unleashing the Power of Generous Giving (Psalm 24:1)