Bests & Worsts Reviews from Amazon

I will teach to you to be rich…. The A-Z guide for those of us who don’t have a clue of where to start! Chances are, if you’re reading this, you’re a lot like me. Intrigue by the notion of being “rich,” but pretty sure it’s a quick rich scheme of some sort. Like that old friend from high school who suddenly friends you on Facebook, then one day tricks you into going out for a coffee date to catch up on life… only to pop open a laptop and try to set you up to be a consultant for a natural beauty company that is not "a pyramid scheme.” Yeah, I hate those too. But here’s what I do know from stalking *ahem* following Ramit, and soaking up all the goodness through his emails: THIS guy knows his stuff. No fluff. He provides you actionable steps and tells you EXACTLY what to do. He’s done the research, and with each chapter, I simply did exactly what he tells me to do. He drops names, and tells you which banks to get away from— and which ones he personally uses and trusts. That’s the thing about Ramit, he’s of the straight and narrow, and tells you how he sees it. All his recommendations are based off his own personal experience, and when you haven’t a clue of where to start— like there’s such a thing as a high-interest savings account (whaaa?!), and there’s an alternative for those of us who don’t have a 401K with employer match?! Yes, he goes over the “technical” aspects of money… providing you a step-by-step framework on how to get your finances in order, and how to automate it so you don’t have to keep thinking about it or neglecting it (which you may be doing right now, if you’re still reading this review). He simplifies it, breaks it down for you Ramit-style, so just follow the system. This 6-week program, which yes, you can probably take it slower if you like, works. Just DON’T deviate from the system. I’ll challenge you to stick with it. Give yourself a deadline, and stick with the deadline. Why? Because if you don’t set deadlines for yourself, you’re going to procrastinate… and the next thing you know, it’s been a whole year, and you haven’t read past the first chapter. So, just trust me on this okay? The moment you get to the section on compound interest, you’ll have your Oprah Winfrey aha moment complete with the brand new car (close enough) that has you sending me virtual high fives for telling you to JUST START today! But seriously, if you don’t give yourself a deadline, you’ll never open the accounts he tells you, and then you’ll get frustrated, and instead of trusting the system, you’re going to deviate, get mad, and write a mean reply on my comment calling me a liar, because it didn’t work for you. Of course, it didn’t work for you! You didn’t do the work. So, read the book and do the work. Do you know why the KonMori method works? It works because those who were serious about getting their house in order had a deadline for removing the clutter from their house. They got serious about getting their home in order in the next 30 days, and keeping only the items that truly "spark joy.” And that’s how you begin to build momentum, but without a deadline you can easily lose momentum. Similarly, Ramit takes you step-by-step, telling you EXACTLY how to set up specific accounts (sorry guys— not going to give the whole book away!), teaches you how to automate, understand your money dials, what you truly value, and how to get you from broke to implementing strategies to help you live a rich life that is in alignment with what you truly value. This book challenged me in many ways, forcing me to take a closer look at my finances, I opened up new accounts for the first time, started learning about investments, and having difficult money conversations with my husband (no spoilers here— but Ramit provides you scripts to help you work through these difficult conversations with your partner to getting those overdraft charges removed from your account to negotiating a lower interest rate on your credit cards. You’re welcome.) What does my rich life look like? Going on road trips with my family of five. I’ve designated one sub-savings account for vacations, set up to be automatically funded, and we’re going to take a trip nine months out of the year. You may be thinking it’s not possible, or your circumstances doesn’t allow you the time to get through the program. Here’s what I know about you. You’ve read this far. You’re curious. It’s a small investment for your future, your family’s future. And as a mom of three, two with special needs, someone who works part-time for a non-profit, while running an on-line business part-time, I get it. You have the time you make. You can do this. I’ve committed to getting our finances in order for myself, and for my family. I know you can do it too. The minute your book arrives, write a date on your calendar…. 6 weeks from today, and work through the book. It’s not magic, but it’s a system that works if you’re willing to do the work. You got this!