Bests & Worsts Reviews from Amazon

WHAT IS NEW IN THIS BOOK The RISA score was invented and verified by Wade and his sidekick Alex Murguia. This is a new tool you will not see elsewhere. You need to start with this tool. It will make sorting all the options much easier. Once you understand your own RISA score, you’ll quickly sort through possibilities and confidently discard the poor fits so you can focus on the options that suit you best. WHY SHOULD SOMEONE BUY THIS BOOK I spent 2 years, full-time, studying my options for withdrawals from a retirement portfolio I’d been saving for decades. The deeper I got, the more options I found to investigate. It was certainly a rabbit hole, and once I finally was satisfied that I had examined all the options, understood the pros and cons of the options I chose, I finally felt ready to put together a withdrawal plan and tweak my investment plan. If this guidebook had been available, I could have shaved 18 months off that 2 year study. 
Options that would never fit would have been eliminated from study if I’d had this book. I wasted a lot of time studying options that others were using, because I wanted to be sure I wasn’t overlooking something. And many things I spent time worrying and fussing over, would have been confirmed if I’d had this guidebook. 
 WHY IS THIS IMPORTANT? I have an MBA and went to law school. How the heck will less educated savers navigate this? I’ve worried about that for the last 4 years. While I was worrying, Wade Pfau was building a solution. I never would have guessed that spending my savings would be harder than building my savings. All of us seem surprised by this, as we reach the peak, take a few selfies, and then ponder how to get down the mountain safely. Before you meet with a financial advisor, a financial planner, or your cousin’s brother-in-law who is an insurance agent, read this book. You’ll be more of an informed consumer, and not a “sheep being lead to slaughter” which is how we are referred to in the industry. This is aptly named as a guidebook. Most chapters have a checklist for your use. All chapters have reference books for the over-achievers among us. (I read most of those plus a pile of less helpful books.) At the end, a checklist of tasks will keep you on track. This book is your homework, for the most important test you face, retirement! WHO SHOULD BUY THIS BOOK Anyone over age 50 is a candidate for this book. A careful reading will be amply rewarded by a more secure retirement, which is worth much more than the price of the book and the value of your study time. WHO IS THE AUTHOR? Wade Pfau is well known as a financial researcher, and specializes in retirement planning. I’ve read his other books, and many of his papers. Wade is deliberate and cautious in his approach. He is among a handful of authors and researchers I follow and pay close attention to.