Bests & Worsts Reviews from Amazon

I applied for this card to increase my total credit limit and to get a convenient 5% back on all Amazon purchases as a Prime member. I don't plan on every carrying a balance, so I can't speak to the interest rates, etc - but what I can tell you is to double check your cash back amount before placing your first order with this card! You must first go to your saved payment methods and "request" to be upgraded from 3% to 5% with eligible Prime membership. If I hadn't been reading my checkout page carefully, I wouldn't have seen this - it was nowhere clear in the mailing or application. Comes across as very intentional and suspicious, which is bad service. But now that I have upgraded, I for sure appreciate the 5%.