Bests & Worsts Reviews from Amazon

Getting 5% back on Amazon purchases and 2% back at restaurants, gas stations, and drugstores is a great deal for Prime members, but there is a catch. You only realize the full 5% if you don't spend the points you earn at Amazon. This should not be a problem because Amazon has added several ways to redeem the points as cash. However, when you're shopping at Amazon, you'll also get prompted to use your points at checkout. DON'T. Here's why: When you spend those credits at Amazon, you DON'T get the 5% cash back. So charge away and use the card for Amazon Prime purchasing. Just don't spend the credits you get at Amazon.