Bests & Worsts Reviews from Amazon

BEWARE before you sign up for Amazon Chase card,my 2 reasons were- 1) a low interest rate as stated as low as 13.+%, 2) for the rewards. BEWARE, the Chase Bait and Switch- Bait with the as low as 13.+% and then actually charge you 21.%- I called Chase customer service for explanation-They proceeded to tell me the reason I was being charged 21% was based on credit worthiness....I have several credit cards that give me rewards CITI card only charges 16.+% if i am worth to get 16% with CITI why was i not worthy enough to get the 18% - Agent proceeded to tell me because Chase offered such great rewards and no annual fees...that was the other reason it's 21%..... I said this was the lamest explanation i have ever heard i reminded the agent that this is almost ceiling interest-and the only way to get ceiling is to make one payment late.. CITI card no annual fees and they have better rewards and 16% interest. I make a practice of being an informed consumer, sad to say i fell for this bait and switch - needless to say I will pay off this card and never use it again.. I get better rates using my Amazon Store card - Disappointed in CHASE behavior and tactics - and that they attach their tactics to Amazon good reputation...this is a Sad thing Amazon - to be associated this type of tactics..MY Opinion Amazon find another Credit Card company to be associated with, I'm sure other finance companies are more worthy.