Bests & Worsts Reviews from Amazon

Here's what they do. You pay the little $10. Most products have a warranty so they pass you back to the company when you have a problem during that time. In the case of a longer warranty, a lot of people will forget they even have it (and most people will never have a claim, just like all insurance policies). Many people are buying the protection for products that this insurance company doesn't even cover Like Avantree. I bought a speaker. I bought the insurance that was marketed to me when I purchased the speaker. Their insurance doesn't even cover Aventree speakers. They only cover one Avantree product. For $10, most people are not even going to go to the trouble to complain. It's not much money, but those little $10 fees for policies people are buying when they buy thousands and thousands of electronic products on Amazon, add up. It's a sweet little swindle that only an insurance company could think up.