Bests & Worsts Reviews from Amazon

So what does this plan cover? Answer, everything that is not excluded. What are these defects you ask. (1) Repairs caused by accidental damage, spilled liquids, insect infestation, misuse, abuse, or intentional physical damage. (3) Parts intended for replacement. (4) Cosmetic damage, and problems due to improper and/or non-factory authorized installation or repairs; (5) Damage resulting from Acts of God; (6) Products used for commercial purposes (8) Consequential or incidental damages, (9) “No Problem Found” diagnosis or failure to follow the manufacturer’s instructions; (10) Any failures, parts and/or labor costs incurred that are associated with a manufacturer’s recall, regardless of the manufacturer’s ability to pay for such repairs; (11) Pre-existing conditions; (12) Service or replacement outside of the USA; (13) Products not originally covered by a store return policy or manufacturer’s warranty, (14) Damages caused by third-party actions; (15) Liability or damage to property, or injury or death to any person or pet arising out of the operation, maintenance or use of the product; (16) Cost of preventative maintenance; (17) Seized or damaged parts(18) Products with safety feature(s); and much much more. These are but a few of the "exclusions" listed in the warrenty. So I ask again, what does this cover.