Bests & Worsts Reviews from Amazon

You've probably seen the warnings in other reviews about horrible interest, penalties, and no-warning credit limit changes if you are ever late. So have I, so I check my balance often and pay on time. The trouble is, their web site freezes very often when you try to login. You enter the correct username and password, a little circular sunburst design starts to rotate, then it freezes. It doesn't matter what browser you use -- or even what computer -- so the problem is at their end. Why does Amazon use a credit card company that creates so much frustration for Amazon's customers? Update - Still a pain. Now I put in my credentials and it says the password is wrong (it's not -- I'm careful and write it down). Then it says I have entered wrong password too many times (once, according to it; zero, in reality). An hour later, it does the same thing. So I have to create and validate a new password every single time. I'm thinking about leaving Amazon -- which I love and use heavily -- just because they allow this awful bank to irritate their customers so much. Come on, Amazon -- get another bank, please!